Guest Editorial: Is Your Insurance Company Doing What They're Supposed To?

Have you ever been the victim of an automobile accident and had the other driver’s insurance company partially blame you for the accident and require you to pay part of the claim?

Nearly every driver in the United States will submit an insurance claim at some point in their life. We buy auto insurance to protect ourselves and our property in case of an accident. Few insured people realize that if they are involved in an accident, even if the other party was mostly at fault, they can find themselves on the hook for part of the damages and medical expenses.

Assigning liability levels to two...