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Articles written by Troy Downing

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  • Op Ed: Are You Ready for Another Flood Season?

    TROY DOWNING, State Auditor and Commissioner of Securities and Insurance|Apr 5, 2023

    My team and I were on the ground in eastern Montana helping families work with their insurance companies to rebuild immediately following the devastating flooding of 2022. Meeting at the civic center in Red Lodge with hundreds of Montanans, we learned the true extent of the damage and devastation families faced. As we drove down a county road just outside of Fromberg, the sound of water pumps grew louder as we approached a rancher’s home encircled by downed trees strewn across his property. Standing on the bank of the Clark’s Fork of the Yel... Full story

  • Guest Editorial: Is Your Insurance Company Doing What They're Supposed To?

    TROY DOWNING, Commissioner of Securities and Insurance, Montana State Auditor|Apr 21, 2021

    Have you ever been the victim of an automobile accident and had the other driver’s insurance company partially blame you for the accident and require you to pay part of the claim? Nearly every driver in the United States will submit an insurance claim at some point in their life. We buy auto insurance to protect ourselves and our property in case of an accident. Few insured people realize that if they are involved in an accident, even if the other party was mostly at fault, they can find themselves on the hook for part of the damages and medica...